Tom Carter
B.S., 1987
Partner

tcarter@mlrpc.com
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Tom is a Certified Pension Consultant and a Registered Investment Advisor representative. He has worked in designing and managing retirement plans for small to mid size companies since 1987.

Tom grew up in Los Angeles and after high school served in the United States Marine Corp for six years. He earned a bachelor's degree in Applied Mathematics from Cal Poly Pomona. After college, he went to work for Howard Johnson and Company, a West coast benefits consulting firm. In 1990, he moved to Austin to work for a local third party administration firm, Plan Data.

Tom worked for Plan Data/Invesmart for 13 years. He created the daily valuation record keeping team and oversaw its growth from start-up to more than $750 million in assets.

Tom joined ML&R Wealth Management LLC in 2003 and became a partner in 2006. He leads the division which specializes in qualified retirement plans. Tom believes that ML&R Wealth Management's independence is the key difference between ML&R and its competitors. "As a fee for service organization, we are completely in our clients' corner. There are no conflicts of interest or any bias in our recommendations."

Tom uses his Certified Pension Consultant designation and experience to design retirement plans that best suit the needs of his clients. Many companies put a 401(k) plan in place without ever analyzing if the plan is going to accomplish the goals the business entity has for its employees and shareholders. This is where Tom believes he can add value. Tom is also a member of the American Society of Pension Professionals & Actuaries.

Tom enjoys playing golf and is a member at Balcones Country Club. He has also coached his children's baseball, basketball, soccer and football teams. He is a baseball board member for the Town & Country Optimist Club.

Family: Sue (wife), Alicia & Robyn (daughters) and Patrick (son)

Industry Experience: Has worked with retirement plans since 1987

Hobbies: Golf and coaching his kid's sports teams